Have a Prized Collection? It May Not Be Properly Insured

  If you are like most collectors, you’ve put time, money and effort into your endeavor, be that stamps, baseball cards, jewelry, fine art, wine or other collectibles. Your collection is probably valuable to you financially, and some pieces may also hold a sentimental value. However, if the collection is destroyed or damaged, there is… Continue reading »

Don’t Rely On Employer Life Insurance Coverage Alone

  Fewer employers are offering life insurance to workers as an employee benefit. In 2016, only 48% of employers offered life insurance as an employee perk. This reflects a steady decline of 23% compared to 2006 levels, according to the Life Insurance Marketing and Research Association (LIMRA). The decline is curious, given that some 6… Continue reading »

In a Social Media World, Are You Covered for Libel?

  It is widely thought that a homeowner’s insurance policy covers only incidents that physically occur in the home, which is partially correct. In fact, coverage can go beyond the home and can insure you for a personal injury claim, if the right conditions are in place. One may think of the term “personal injury”… Continue reading »

Why Every Adult Needs Life Insurance

  Life insurance is one of the most important financial planning tools, and every financial expert recommends having some form of life insurance for all adults. Although most people assume that life insurance is just for funeral expenses or just to leave some money behind for survivors, it has several other benefits. Replacing Income for… Continue reading »

Why Online Insurance Platforms Are Not Thriving

Many startups have attempted to help consumers cut cost and bring insurance purchasing directly to the buyer. For the most part, this has not been successful after many attempts to bring their new platforms and methods to the internet. Attempts include: Ecoverage which is probably the earliest online insurance startup to offer insurance. This platform went… Continue reading »

Why You Can’t Afford To Not Have Professional Liability Insurance

At some point, most businesses are involved in some type of legal dispute, be it over an alleged physical or property damage to a third party or financial injury to a competitor, client or vendor. And you’d surely want an insurance backstop in case you are targeted, to help pay for legal costs and any… Continue reading »

Five Ways To Reduce Accidents Among Your Driving Employees

We’ve often discussed the scourge of distracted driving in America, brought on in large part due to the use of smartphones and leading to a significant spike in vehicle accidents, injuries and deaths. That in turn has led to a jump in both commercial and personal auto insurance pricing. The risk for businesses is even… Continue reading »