10 teen driving stats that might surprise you



Adding a teen driver to an auto policy can be a challenging time for parents. Not only are they anxious about their teen’s driving safety – they frequently suffer from “sticker shock” when faced with the associated premium increase on their auto policy for adding their newly licensed driver.

Below is a look at how teens drive these days. This information will give parents a better understanding of the risks teen drivers pose so that they can help guide them through this important life event as well as prepare them for a conversation with their teen about driving safety.

  1. On average, 6 teens die and 650+ are injured every day in the US because of motor vehicle crashes.1
  2. The risk of motor vehicle crashes is higher among 16- to 19-year olds than among any other age group
  3. The fatal crash rate per mile driven is nearly 3 times the rate for teen drivers than drivers that are 20 and older.2
  4. Six out of 10 teen crashes are caused by driver distraction.2
  5. The fatal crash risk increases for each teenage passenger in a teen driver’s car.1
  6. 1 in 3 teens take their eyes off the road when app notifications come in while driving.
  7. 88% of teens who self-identify as “safe drivers” admit to multi-tasking while driving.3
  8. Crash risk is particularly high during the first months a teen is licensed.
  9. Teens are more likely than older drivers to speed and follow other vehicles at an unsafe distance.
  10. Compared with other age groups, teens have among the lowest rates of seat belt use.1

Before your teen hits the road, set clear rules and expectations of their behavior while behind the wheel, such as a no-phone rule and passenger limit. Reviewing Safeco’s Parent-Teen Contract (link is: with them is a great place to start. Help your teen develop safe habits by regularly observing their driving and providing constructive feedback. 

Signing your teen up for an approved driver education program can not only reduce their crash risk, but it can potentially save you money with a “Teen Driver Training” discount offered by most companies.


1. Centers for Disease Control and Prevention

2. Insurance Institute for Highway Safety

3. Data from Liberty Mutual Insurance and SADD (Students Against Destructive Decisions) survey