Medical Payments coverage pays the cost of necessary medical care you receive as a result of a boating accident and can be used regardless of who is at fault. Covered people include the named policyholder and anyone in the boat at the time of the accident. Medical Payments coverage also will pay for injuries caused while water skiing or tubing.
Medical Payments coverage often is limited to medical treatment received within the first three years after an accident and is limited to a specific dollar amount. In some states, this coverage applies only after other medical insurance is exhausted.
You sustain $1,000 in injuries from a fall off your boat when you turned too quickly. You do not have any health insurance, which means you can use your Medical Payments coverage, up to the $1,000 limit you selected, for your injuries.
Your best choice for insurance
The first right decision in protecting all of your assets is finding an insurance agent who understands YOU and your family. We pride ourselves in taking the time to discuss your needs to ensure that you don’t find a gap in coverage when you need it most…something that can’t always be done in 15 minutes and is too important to rush. Make sure you and your family are fully protected and call us at 407-977-5700 or email any time at firstname.lastname@example.org.
Learn more about your watercraft insurance:
- Bodily Injury & Property Damage Liability Coverage
- Comprehensive & Collision Coverage
- Uninsured Boater Coverage
- Personal Effects Replacement
- On-Water Towing & Labor Coverage Service
- Roadside Assistance
- Fishing Equipment
- Fuel Spill Liability
- Wreckage Removal
- Water Sports
- Navigational Area