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The Wealth Trap: Underinsuring Liability, Over-insuring Assets

  If you are accumulating wealth quickly and live the comfortable life with a large house, luxury car and other expensive assets, you’ve no doubt already insured all of those belongings. But while most high-net-worth individuals have their possessions properly covered, they often overlook their largest risk: liability. In fact, they often over-insure against minor… Continue reading »


Four Common Workers’ Compensation Mistakes Often Made By Employers

  Most employers look at workers’ compensation as just another necessary evil and unavoidable cost of doing business. It’s usually one of those out of sight, out of mind things when rates are low. It’s not until an employer is hit with a rate hike that they really start to give some thought to their… Continue reading »


4 Easy Steps to Help You Ensure Your Most Valuable Items Are Covered on Your Homeowner’s Insurance

  What do holidays, special occasions, and inheritances often have in common? If you guessed the acquisition of a new possession, then you’d be right. While excited about your new big-screen, appliance, jewelry, antique, art, or other valuable item, you need to be mindful that acquiring such also increases the monetary value of your home… Continue reading »


3 Things Everyone Should Know About Life Insurance

  As any financial advisor worth his or her salt will tell you, if you have loved ones who depend on your income, a life insurance policy is a must-have. If you were to die, an effective life insurance plan will ensure that all your family’s financial needs will be covered—from the monthly mortgage and… Continue reading »


3 Quick and Easy Ways to Lower Auto Insurance for Your Teen

      Teenagers are expensive. Parents pay for their cell phones, sports activities, video games, and when a teen starts driving, parents pay their car insurance. Car insurance is very expensive for teenagers due to their lack of experience on the road. Statistics show that teenagers are involved in a higher number of accidents… Continue reading »


12 Fire Prevention & Safety Tips for the Holiday Season

  The two most common days for home fires in the United States are Christmas and Christmas Eve. Fire officials encourage everyone to make safety a top priority during the entire holiday season. One of the primary causes of holiday house fires is cooking. Heating comes in second place. The increased use of candles on… Continue reading »


Toilet Failure Is A Leading Cause of Residential and Commercial Water Damage

  Leaky plumbing fixtures and burst pipes are common reasons for home and commercial water damage insurance claims every year. Some common issues with toilets can lead to serious water damage, and many plumbing problems are preventable with regular maintenance and a watchful eye. If a toilet is experiencing problems, call a professional immediately. The… Continue reading »