Why Online Insurance Platforms Are Not Thriving

Many startups have attempted to help consumers cut cost and bring insurance purchasing directly to the buyer. For the most part, this has not been successful after many attempts to bring their new platforms and methods to the internet. Attempts include: Ecoverage which is probably the earliest online insurance startup to offer insurance. This platform went… Continue reading »

Why You Can’t Afford To Not Have Professional Liability Insurance

At some point, most businesses are involved in some type of legal dispute, be it over an alleged physical or property damage to a third party or financial injury to a competitor, client or vendor. And you’d surely want an insurance backstop in case you are targeted, to help pay for legal costs and any… Continue reading »

Five Ways To Reduce Accidents Among Your Driving Employees

We’ve often discussed the scourge of distracted driving in America, brought on in large part due to the use of smartphones and leading to a significant spike in vehicle accidents, injuries and deaths. That in turn has led to a jump in both commercial and personal auto insurance pricing. The risk for businesses is even… Continue reading »

Notify Your Agent Before Starting A Remodeling Project

In the upcoming year, home improvement activity is expected to rise. For those who plan to be a part of this rising number, it is important to have the right type of insurance and the right amount of coverage. Insurance should be in place during and after construction. Anyone considering a remodeling project should contact… Continue reading »

The Five Worst Construction Frauds & Tips for Avoiding Them

When warm weather arrives, so do crooked contractors wanting to steal from homeowners. They provide bogus repairs that are not even necessary. In some cases, no work at all is done. These dishonest contractors love the warmer months when hurricanes, tornadoes, hail and severe storms are more common. After such disasters pass, they are happy… Continue reading »

Are You Properly Protected Against the Uninsured Driver?

The chances of being hit and injured by either an uninsured or an underinsured driver are significant. Either of these situations can create a significant burden for you: If the driver is uninsured, this means that any damage to your car and any injuries will not be covered by the liable party. If the driver… Continue reading »

As Disasters Increase in Scope and Cost, Revisit Your Homeowner’s Coverage

  In 2017, the U.S. experienced one of the most disaster-filled years in history, with tens of thousands of people losing their homes and countless others temporarily displaced. The insurance industry is expecting the trend to continue, based on climate forecasts and the history of natural disasters and their costs over the past 10 years…. Continue reading »