More Accidents, Costlier Claims Prompt Rise in Premiums

Be prepared for rising premiums on your auto insurance policy as the number of claims from accidents caused by distracted driving booms. Most major insurers are raising their auto insurance rates due to a sudden escalation in the cost of claims. That’s been driven largely by a surge in crashes that has been blamed on… Continue reading »

This New Year Resolve to Review Your Insurance

While you may have made some good New Year’s resolutions, to make sure that you are not leaving anything to chance you should also revisit your insurance policies. You may have acquired new property, upgraded your home or bought new stuff for your house and, considering the increasing risks of natural catastrophes, you may now… Continue reading »

The High Cost of Not Having Life Insurance

  Life insurance premiums aren’t cheap – but the cost of not having life insurance is far more. Despite this fact, it’s an all too common mistake and one of the few financial mistakes from which there is no hope of recovery. Far too many families and small business owners overlook the foundational financial planning… Continue reading »

The Wealth Trap: Underinsuring Liability, Over-insuring Assets

  If you are accumulating wealth quickly and live the comfortable life with a large house, luxury car and other expensive assets, you’ve no doubt already insured all of those belongings. But while most high-net-worth individuals have their possessions properly covered, they often overlook their largest risk: liability. In fact, they often over-insure against minor… Continue reading »

Four Common Workers’ Compensation Mistakes Often Made By Employers

  Most employers look at workers’ compensation as just another necessary evil and unavoidable cost of doing business. It’s usually one of those out of sight, out of mind things when rates are low. It’s not until an employer is hit with a rate hike that they really start to give some thought to their… Continue reading »

4 Easy Steps to Help You Ensure Your Most Valuable Items Are Covered on Your Homeowner’s Insurance

  What do holidays, special occasions, and inheritances often have in common? If you guessed the acquisition of a new possession, then you’d be right. While excited about your new big-screen, appliance, jewelry, antique, art, or other valuable item, you need to be mindful that acquiring such also increases the monetary value of your home… Continue reading »

3 Things Everyone Should Know About Life Insurance

  As any financial advisor worth his or her salt will tell you, if you have loved ones who depend on your income, a life insurance policy is a must-have. If you were to die, an effective life insurance plan will ensure that all your family’s financial needs will be covered—from the monthly mortgage and… Continue reading »