High-tech Safety Features Cost More To Insure!

  Safer cars always mean lower insurance rates, correct? No! In fact, high-tech features that require apps, computers and other expensive electronics to function are actually more expensive to insure. While this used to be true in the days of daytime running lights being a major safety innovation, many of today’s advanced safety features do… Continue reading »

What Homeowners Need To Know About Hail Storms And Roofing Scams

Homeowners throughout the United States are learning that hail storms often bring roofing scam artists out of the woodwork. They’ll learn this when they find a brochure hanging on their doorknob referencing a recent hail storm and claiming the home’s roof may have sustained serious damage. Crooked roofers will show up unannounced to offer help… Continue reading »

After A Hurricane: What To Do Right Now and Steps To Take In The Coming Weeks

Hurricane Matthew may prove to be among the biggest natural disasters in history, in terms of the total dollar value of loss, according to early insurance industry estimates. This is not just because of the strength of the storm, but the sheer expanse of coastline potentially affected by the storm’s high winds, torrential rains and… Continue reading »

Insurance MATTERS

It’s great to be a part of the neighborhood. “There are three ways to ultimate success: The first way is to be kind. The second way is to be kind. The third way is to be kind.” -Fred Rogers As a third generation insurance agent, I know that in order to properly insure my clients… Continue reading »

How Much Insurance Do You Really Need?

According to a 2014 study commissioned by Quadrant Information Services, the average annual cost for car insurance in Florida was $1,830 and the average annual cost for home insurance in Florida was $1,933. Of course, that price can differ depending on the type of car, number of vehicles, number of drivers, each driver’s driving record,… Continue reading »

How Insurance Fraud Affects Us All

The first thing to keep in mind is that fraud is not a victimless crime. Each insurance company’s book of business is a pool of risks, and the riskier the book, the higher the premiums. In other words, all insurance policyholders bear the burden of higher rates when a fraudulent claim is detected. For example,… Continue reading »

Why choose an independent agent?

In this age of big box stores and computerized customer service, talking to an actual person who can make a difference where it counts is all too rare. Fortunately, with an independent insurance agent, you’ll get the exception, not the rule. But, individualized, personal attention to your insurance needs isn’t the only reason to choose… Continue reading »