Notify Your Agent Before Starting A Remodeling Project

In the upcoming year, home improvement activity is expected to rise. For those who plan to be a part of this rising number, it is important to have the right type of insurance and the right amount of coverage. Insurance should be in place during and after construction. Anyone considering a remodeling project should contact… Continue reading »

The Five Worst Construction Frauds & Tips for Avoiding Them

When warm weather arrives, so do crooked contractors wanting to steal from homeowners. They provide bogus repairs that are not even necessary. In some cases, no work at all is done. These dishonest contractors love the warmer months when hurricanes, tornadoes, hail and severe storms are more common. After such disasters pass, they are happy… Continue reading »

Are You Properly Protected Against the Uninsured Driver?

The chances of being hit and injured by either an uninsured or an underinsured driver are significant. Either of these situations can create a significant burden for you: If the driver is uninsured, this means that any damage to your car and any injuries will not be covered by the liable party. If the driver… Continue reading »

As Disasters Increase in Scope and Cost, Revisit Your Homeowner’s Coverage

  In 2017, the U.S. experienced one of the most disaster-filled years in history, with tens of thousands of people losing their homes and countless others temporarily displaced. The insurance industry is expecting the trend to continue, based on climate forecasts and the history of natural disasters and their costs over the past 10 years…. Continue reading »

Four Thefts That Show Not All Thieves Are Stupid

  While the majority of people live their lives honestly and don’t steal and cheat, unfortunately there are plenty of unscrupulous people in society that have no qualms about stealing from you. And while many people think that overall, thieves are stupid, many of them are calculating and know when to strike. Often, these are… Continue reading »

Determining Who Is at Fault in an Auto Accident

Determining who is legally responsible in an auto accident requires identifying who the negligent party is. In most cases, common sense can be used to determine fault, but often drivers do not know exactly which laws were broken by the at-fault party. This makes it more difficult to prove a case to an insurer when… Continue reading »

How to File a Fire Insurance Claim: 14 Vital Tips

Every late summer and early fall wildfires rage in many parts of the West and Southwest, as the fires running almost the length of California this year show. Thousands of homes have burned to the ground and thousands of people have been displaced. During this time of crisis, when you’ve lost what is for most… Continue reading »