How Much Homeowners Insurance Do You REALLY Need?

  Your home is probably the biggest investment you’ll ever make, so you’ll want to take measures to safeguard that valuable investment. The best way to protect your home investment is through Homeowner’s Insurance. However, you shouldn’t settle for just any policy. The type and amount of insurance you need depends on your specific home,… Continue reading »

8 Insurance Policies You Need in Florida

  Without a doubt, the question I’ve heard the most over the past 17+ years of my insurance career in Florida has been “How much coverage do I need?” The correct answer is always “you should purchase as much coverage as you can afford”, which unfortunately doesn’t offer an easy, cookie-cutter solution to follow. It… Continue reading »

9 Reasons Why You Need Life Insurance

It is common to hear unfortunate stories every day about people dying from heart attacks, car accidents or in other unexpected and sudden ways. What would happen if this were you? For people who have family members they would leave behind, the biggest concern is usually what would happen to them? Unless a person has… Continue reading »

Hurricane Irma: Phone Numbers For Claims Departments

To report a claim directly to your insurance carrier, please contact them at the phone number or website link below:   American Strategic (ASI): 1-866-274-5677  or click here to file online   American Traditions: 1-866-270-8430   Ark Royal: 1-866-274-5677 or click here to file online   Bristol West: 1-800-274-7865 or click here to file online   Bankers: 1-800-765-9700   Capitol Preferred: 1-888-388-2742 or click here… Continue reading »

Hurricane Irma: What To Do Now and After The Storm

Hurricane Irma may prove to be among the biggest natural disasters in history in terms of the total dollar value of loss. According to early insurance industry estimates, the damage could total up to $125-$130 billion. This is not just because of the strength of the storm, but the sheer size of it. Bryan Norcross, hurricane… Continue reading »

5 Steps for Finding a Lost Life Insurance Policy

  The Insurance Information Institute (III) reminded Americans during Insurance Awareness Month to keep clean policy records and to know where they are located. When people die, it is not uncommon for their life insurance benefits to remain unclaimed because of beneficiaries not knowing about the existence of a policy. If dependents are left to… Continue reading »

Top Habits and Misconceptions That Make The Roads More Dangerous

  In recent years, motor vehicle deaths have increased significantly. The National Safety Council pinpointed some of the most common beliefs and behaviors of drivers that put everyone on the road at risk. During the past year, NSC surveys were collected to show the surprising rates of dangerous habits and opinions. Researchers said that these… Continue reading »